MaineStream Finance

Article Title: Mission & History

Article Content

As a wholly-owned subsidiary of Penquis, MaineStream Finance (MSF) is a non-profit organization dedicated to economic development by providing credit, capital and financial services that are often unavailable from traditional financial institutions. Since 1999, MSF, a nonprofit community financial development institution (CDFI), has served Maine homeowners, homebuyers, consumers, and entrepreneurs in securing the needed advice and financing they need to grow and thrive. We deliver these services through lending, savings products, classes, and 1:1 advisory support. MSF works closely with federal & state agencies, foundations, and local financial institutions, including in insurance, on their strategies for meeting Community Reinvestment Act (CRA) goals through financial education programs, providing loan capital, and volunteering opportunities for both small businesses and homeowners (current and aspiring).

MaineStream Services


  • Matched Savings products through partner banks

Business/Entrepreneur Support

  • Business Lending
  • Business classes
  • Business Advising

Home Buying and Retention Support

  • Home Lending
  • Home Buyer Education classes
  • Home pre-purchase counseling
  • Home Foreclosure diversion

Financial Coaching

  • Financial goal setting classes
  • Financial Coaching

Student Financial Aid Counseling