MaineStream Finance

Article Title: About

Article Content

As a wholly-owned subsidiary of Penquis, MaineStream Finance (MSF) is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions. Since 1999, MSF, a nonprofit community financial development institution (CDFI), has served Maine homeowners, homebuyers, consumers, and entrepreneurs in securing the needed advice and financing they need to grow and thrive. We deliver these services through lending, savings products, classes, and 1:1 advisory support. MSF works closely with federal and state agencies, foundations, and local financial institutions to help them meet Community Reinvestment Act (CRA) goals through financial education programs, loan capital, and volunteering opportunities for homeowners and small businesses.

We provide services for:

Business/Entrepreneur Support

  • Business Lending
  • Business Classes
  • 1:1 Business Advising

Homebuying and Retention Support

  • Home Lending
  • Home Buyer Education classes
  • 1:1 Home pre-purchase counseling
  • Home Foreclosure diversion
  • Personal Finance

Financial Capability and Coaching

  • Financial goal setting classes
  • 1:1 Financial Coaching and Counseling
  • Student Financial Aid Advising