MaineStream Finance

Article Title: About

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Mission and History

As a wholly-owned subsidiary of Penquis, MaineStream Finance is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions. Since 1999, MaineStream, a nonprofit community development financial  institution (CDFI), has served Maine homeowners, homebuyers, consumers, and entrepreneurs in securing the needed advice and financing they need to grow and thrive. We deliver these services through lending, savings products, classes, and 1:1 advisory support. MaineStream works closely with federal and state agencies, foundations, and local financial institutions to help them meet Community Reinvestment Act (CRA) goals through financial education programs, loan capital, and volunteering opportunities for homeowners and small businesses.


Business/Entrepreneur Support

Homebuying and Retention Support

Financial Coaching & Savings

  • Financial goal setting classes
  • Matched savings
  • 1:1 Financial Coaching and Counseling
  • Student Financial Aid Advising