We at MaineStream Finance, a 20-year old, mission-driven nonprofit community development lender and part of the Penquis CAP family, are open to serve you. A lot is happening around housing during the crisis, and mortgage payments and rent payments are due soon. We are in regular touch with HUD, Maine Bureau of Consumer Credit Protection (BCCP), MaineHousing, Pine Tree Legal, and local lenders about new developments. Our team of housing counselors and home lenders are available to help you through this time. We’ll keep you updated here on the latest local, State, and Federal actions related to housing here.
Most lenders are either mandated or have stated publicly that they will assist home borrowers. However, in practice, a few lenders are not keeping to the spirit of the assistance. If you are having trouble or just need general help or answers to your questions on housing, contact the MaineStream and Penquis Housing teams (contacts below), 211 Maine, or PineTree Legal. There is also a great discussion group for Mainers on Facebook called Maine Coronavirus Community Assistance with almost 20,000 members, where folks discuss housing issues around mortgage help, landlord issues, and unfortunately, folks who are experiencing or may experience homelessness during this trying time.
Here are our Top 5 resources below. Further down the page, we have much more information, news, and resources on housing topics such as homelessness, legal issues for homeowners, landlords & tenants, mortgage loans, public housing, and rental issues
- US Housing and Urban Development (HUD) COVID-19 (“CORONAVIRUS”) INFORMATION AND RESOURCES
- MaineHousing COVID-19 Updates
- NLIHC CARES Act/Federal Stimulus Summary on Housing Funding: Congressional Leaders Agree to Coronavirus Response Package with Funding for Homelessness and Housing– CARES Act/Federal Stimulus
- Making Home Affordable – Mortgage Assistance updates from US Government – US Treasury, FHFA, HUD
- Forbes Mortgage Relief Tracker: Coronavirus (COVID-19) Relief For Homeowners (mostly large national and regional banks)