MaineStream Finance

MaineStream Finance (MSF) is a non-profit Community Development Financial Institution ( CDFI) established in 2000 as a subsidiary of Penquis CAP, Inc., a community action program based in Bangor, Maine.

Loans and Education

MaineStream's goal is to provide loans and credit-based education to low/moderate income Maine residents under-served by traditional banks. MaineStream Finance has made over $5 million in loans to Maine home owners, individuals and entreprenuers. More than 1,000 individuals and micro business owners are served annually. MSF is a licensed statewide lender with a majority of its activity in four counties: Penobscot, Piscataquis, Knox and Waldo.

MaineStream is a HUD-approved Housing Counseling Agency. MaineStream is also an approved Microlender Business Lender for the U.S. Small Business Administration (SBA), USDA Rural Development, and the Finance Authority of Maine (FAME). Business counseling, technical assistance and workshops are offered by MaineStream with support of the SBA and Rural Development.